Covered California Silver Plan Cost

If you choose a bronze plan your monthly premium will be the lowest but the benefits on a silver plan are better especially if you qualify for cost sharing reduction.

Covered california silver plan cost.

Under this plan popular services like office visits generic drugs x rays and labs are covered at a flat fee copay. More often than not they provide the best bang for your buck the affordable monthly premiums mid size deductibles and discounted fees for commonly needed medical services make silver plans an attractive option for those who are trying to balance cost with benefits. While covered california consumers can choose plans from a variety of metal tiers with different costs and benefit structures the second lowest cost silver plan is particularly important because it serves as the benchmark by which federal premium subsidies are determined. In 2018 anthem blue cross and healthnet are leaving some parts of the state.

From richest to least benefits the plans are platinum gold silver and bronze. 11 consumers can use the shop and compare tool to find out their plan options and monthly premium price for 2018 coverage. The covered california silver 87 plan can help you with your medical expenses and sometimes can even cost less for medical services than someone who is in a platinum plan. The covered california silver 70 plan offers a middle of the road option for people who want affordable health insurance as well as some good benefits.

As the metal category increases in value so does the percentage of medical expenses that a health insurance plan covers compared with what you are. Premium assistance to help reduce the cost of health care is available to individuals and families who enroll in a covered california health insurance plan and meet certain income requirements. Now that you are signed up for updates from covered california we will send you. Even though premium assistance is a tax credit it is available to eligible consumers whether or not they have filed taxes for the previous year.

Open enrollment for covered california is underway. Covered california health insurance plans and all health plans in the individual and small group markets are sold in four primary levels of coverage. 3 tiers of cost sharing reduction on. The california silver plans are a popular choice in that they tend to have affordable monthly premiums and mid sized deductibles.

Bronze silver gold and platinum. Covered california members will soon begin receiving renewal notices. If you make 200 to 250 of the fpl you will qualify for the silver enhanced 73 plan which covers 73 of the average annual cost of health care. Depending on your household income you may be eligible for silver gold or even platinum level coverage at a lower cost.

Silver plans come in different benefit levels. Covered california silver plans are a popular choice for many people.